Moonstone serves individuals and families who want independent, conflict-free investment management — and who value working directly with the advisor managing their money. Our clients come to us at a range of life stages and circumstances, including those nearing or in retirement, navigating a career transition, managing an inheritance, going through a divorce, or planning for the long-term growth of their wealth.

We do not require a minimum to establish an advisory relationship. Our clients generally fall into two categories:

Wealth Preservation — Clients in well-established careers or retirement, typically with $500k or more in investable assets, seeking sophisticated, holistic wealth management.

Wealth Accumulation — Individuals and families in the growth stages of their careers who want disciplined, fundamentals-driven investment management focused on the long term. Asset levels vary widely in this group.

Every portfolio is custom built — there are no models, no algorithms, and no third-party managers. We focus on high-quality, low-cost, dividend-paying investments with a long-term orientation, and we scale into markets thoughtfully over time.

Your strategy is shaped by your specific situation: how much liquidity you need, your timeline, your risk temperament, and the role this portfolio plays in your broader financial picture. We monitor and adjust continuously as your life and the markets evolve.

We are a fee-only firm. We do not receive commissions, referral fees, or any incentives from banks, investment managers, broker/dealers, or service providers. Our only compensation comes directly from our clients.

Fees are based on the size and complexity of assets under management and are structured as a fractional percentage of account value. We are happy to discuss specifics during an initial consultation.

No. Moonstone works with clients across the country. We meet by phone, video, or in person for those in the Chicago area — whatever works best for you.

We invite you to schedule a complimentary discussion to see if Moonstone is the right fit. There is no cost or obligation associated with the introduction. This is your wealth journey, and we would be honored to be a part of it.