Fee-Only Financial Planning for Highland Park Families

Highland Park is a community built on hard work, strong values, and long-term thinking. The families who live here have accumulated significant wealth and tend to be thoughtful about how it's managed, protected, and eventually passed on. At Moonstone Asset Management, Inc., we've worked with Highland Park families for years — helping them navigate retirement, business transitions, estate planning considerations, and the financial decisions that matter most.

What fee-only means in practice

Most financial advisors are compensated, at least in part, through commissions on the products they sell. That creates a conflict of interest — even when the advisor has good intentions.

Fee-only means our only compensation comes directly from our clients. No commissions. No proprietary products. No revenue from third parties. Our only obligation is to the families we serve.

That structure is less common than most people realize. For Highland Park families who ask hard questions and expect straight answers, it's the only model that makes sense.

What we do for Highland Park clients

We provide comprehensive wealth management for families approaching or in retirement, business owners planning an exit or transition, and individuals navigating significant life changes — the sale of a business, an inheritance, the loss of a spouse, or a career transition.

Our work goes well beyond portfolio management. We integrate investment strategy, tax efficiency, estate planning considerations, and long-term income planning into a single coherent picture. We coordinate with your CPA and estate attorney so the pieces fit together and nothing gets missed.

Independent and conflict-free

Moonstone is an independent registered investment adviser. We're not affiliated with a broker-dealer, a bank, or a national advisory platform. We don't have a home office telling us which products to recommend or which funds to use.

Every recommendation we make is guided by one question: what is right for this client?

For Highland Park families who have spent decades building what they have, that independence isn't a feature. It's a requirement.

Rooted in the North Shore

We're based in Northbrook, minutes from Highland Park, and our practice is built around the North Shore community. We work with families throughout the area — Highland Park, Winnetka, Glencoe, Lake Forest, Northbrook, and beyond. Many of our client relationships span years and generations. That continuity is part of how we do our best work.

Karen Natkin, Founder & Principal

Moonstone was founded by Karen Natkin, an independent fiduciary adviser who has spent her career helping North Shore families make better financial decisions. Karen lives in Highland Park and understands this community — not just professionally, but personally. That connection shapes how she works and who she works with.

Ready to talk?

If you're a Highland Park family looking for a fee-only fiduciary adviser, we'd welcome a conversation. We offer a complimentary introduction — no pressure, no obligation, just a straightforward discussion about whether we're the right fit.